Working with Insurance
Many insurance plans have chiropractic care benefits. During your consultation our staff will contact your insurance company and verify any chiropractic benefits for you. Quantum Chiropractic works with several types of insurance, including personal insurance, PIP (auto accident) insurance, and worker’s compensation (L & I). Listed below are short descriptions of the various types of insurance that may cover your chiropractic care.
Personal Health Insurance
Quantum Chiropractic accepts most health insurance plans that provide benefits for chiropractic care and massage therapy. Some plans may require a co-payment, or a payment defined by your insurance policy that is paid by you to your healthcare provider at the time of service. Our office can determine your available chiropractic benefits at your initial appointment. Please be prepared to provide us with your full name, date of birth, and your insurance card.
Motor Vehicle Accident Insurance
If you were in a car accident in Washington State, you may be eligible for services including chiropractic and massage. You can open a medical claim by following these steps:
- Call your auto insurance company to report the accident and open a claim. A claims adjuster will be assigned to your case and will help you open your claim.
- Provide our clinic with the following information: the name of your insurance company, the name and phone number of your claims adjuster, and your medical claim number.
You may be eligible for worker’s compensation benefits if you are injured while you are at work. According to Washington State worker’s compensation laws: if you have successfully opened a worker’s compensation claim, you are entitled to 20 chiropractic visits or 60 days of care, provided your chiropractor is your “attending physician.” You are only allowed one attending physician on your initial claim, and you must switch to an attending physician who is an MD or DO after your 20 visits or 60 days of care. Your new attending physician can refer you for further chiropractic care, if they deem it necessary. Your chiropractor, in this case, becomes your “ancillary care provider.” If you are currently seeking care from a non-chiropractic attending physician, you can change your attending physician to your chiropractor.
Payment at the Time of Service
Quantum Chiropractic accepts payment by credit card, cash, and check if you do not have health insurance that includes chiropractic benefits. Payment is due at time of service; this includes copays, coinsurance and deductibles for patients with health insurance.